Free Pre-Approval
Know What You Qualify For
Before you fall in love with a home, find out what the banks will give you. It is free, and it puts you first in line when you find the one.
Check Online in Minutes
InstantFor buyers who want an answer now.
- Done online, from your phone, in a few minutes
- No documents needed to get started
- See your credit score and what you can afford
- Get a prequalification certificate valid for 90 days
- A soft check, no effect on your credit score
Free. No obligation.
Detailed Pre-Approval With an Expert
For buyers who want certainty before making an offer.
- A bond expert assesses your income, expenses and credit record the way a bank would
- The most accurate picture of what you qualify for
- Guidance on improving your chances if you do not qualify yet
- You will need your ID, latest payslips and 3 months bank statements
Real person, no call centre.
Why It Is Free
Our partner BestBond is paid by the banks when your bond registers, so the service costs you nothing.
One application goes to all the major banks, so they compete to give you the best rate.
Common Questions
Does checking affect my credit score?
No. The online check is a soft check and does not damage your score.
How long is my certificate valid?
Around 90 days, and it is easy to refresh after that.
What if I do not qualify yet?
Talk to us anyway. We help buyers understand what is holding them back and make a plan to qualify.
Am I forced to take the bond?
No. Pre-approval commits you to nothing.
What is the difference between the online check and the detailed pre-approval?
The online check is instant and gives you a strong estimate. The detailed pre-approval is done by an expert with your documents and is accurate enough to make an offer with confidence.