How it works
From renting to keys in hand.
Buying your first home has more steps than anyone tells you. Here is the whole journey in plain language. Our service is free to buyers.
Check what you qualify for
A free online check that takes a few minutes, a soft credit check with no effect on your score. You get a certificate valid for around 90 days, so you know your real budget before you start looking.
Check what I qualify for
Find your home
Browse homes in your budget. Every listing shows the estimated monthly repayment, not just the price. Viewings happen by appointment, and we come to you.
Browse homes for sale
Make your offer
For new developments, you reserve your unit directly with us. For existing properties, you sign an offer to purchase. Either way, we guide you through every form.
The bond application
One application goes to all the major banks through our partner BestBond, so they compete for your rate. You will need your ID, payslips and 3 months of bank statements.
The attorneys do their work
Transfer and bond registration typically takes 6 to 12 weeks. You sign the documents, and we chase the process on your behalf so you do not have to.
Registration day
The deeds office registers the home in your name, and you get your keys. On a new development your NHBRC warranty starts the same day.
Ready for step one?
The free check takes two minutes and does not touch your credit score.
Questions about the process? The FAQ answers the ones we get most.